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Our Products

Brass Bands

Vinyl

Records

Shotgun

and Rifles

Musical Instruments

We work with Ecclesiastical Insurance Office and is designed around you the player and can be tailored to meet your needs on, unlike many other providers, a per instrument basis. You can also add your dependents instruments to your policy, selecting the cover you require. 

 

For Musical Instrument Insurance, both our products offer accidental damage, loss and theft cover with a £0 policy excess and the option for unattended vehicle cover and Public Liability cover (Harmonic only).

 

In addition, we have various free in-built extensions of cover including unspecified musical accessories, loaning of instruments, full theft cover at specific venues, deprecation in value.

 

All our quotes include IPT and any fees. And unlike most of our competitors if you make a change during the policy period, we do not charge any midterm administration fees – you only pay any additional risk premium.

A unique product providing physical gun insurance on your shotgun or rifle. This is a specialist area and our product covers the gun whilst in use, at home and out of the home.

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We work with BASC and CPSA. Unlike other gun insurance providers, we talk to you upfront about how you would replace your gun and give you the flexibility to select the cover each gun requires (e.g. New for old, agreed value etc.).

 

Underwritten by Ecclesiastical Insurance Office from 1st November 2020. prior to the date it was underwritten by UK General. Premiums start from £37.

This is a collector’s policy for vinyl records, underwritten by Ecclesiastical Insurance Office plc. The nature of insurance when it comes to vinyl records can be complicated.

 

In the event of a loss, our insurance can provide access to an industry specialist that will help you track down those rare or hard to find records that you have lost, and endeavour to replace your collection.

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Our standard insurance level will cover you for the entire market value of your collection with individual item cover of up to £1,000 (we may be able to help you with items above £1,000 - please call for more information).

Band Insurance is available under our Harmonic+ policy underwritten by Ecclesiastical Insurance Office plc (renewals prior to 1st June 2019 underwritten by Hiscox).

 

Cover includes musical instrument insurance, uniforms, Public Liability, general band equipment, trophies etc. with option for buildings cover Trustee Indemnity and employers liability.

 

In addition our Band Aid programme provides funding back to those bands which support the programme.

 

In the first 5 years we provided over £30,000 in support to bands with our programme increasing year on year.

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You can select all options or just those you need.

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Newmoon are also a partner of Brass Band England and offer enhanced Band Aid to BBE members.

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Newmoon attend many Regional events and are a main sponsor for Brass Factor.

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Features and benefits

Musical Instruments

  • Accidental damage, theft and loss cover

  • Annual premiums from Harmonic £30, Natural £25 (before retailers discount code)

  • Option on an instrument by instrument basis include:-

    • Worldwide (Harmonic annual cover, Natural 30 days), UK (including Channel Islands), Premises Only cover

    • Unattended Vehicle cover (conditions apply)

    • Policy excess (£0 standard) of £100 or £250

  • Automatic cover for Harmonic:-

    • Additional instruments £3,500 (for 14 days)

    • Loaning of instruments

    • Depreciation costs

    • Unspecified music accessories £350

    • Hire cover subject to approved claim

    • Travel/postage costs £250 (approved claims only)

  •  Automatic cover for Natural:-

    • Additional instruments up to £250

    • Hire cost following damage to an instrument up to £100

    • Accessories up to £150

    • Travel/postage costs up to £50 (approved claims only)

Shotgun and Rifles

  • Annual premiums from £37

  • Option of new for old, second-hand value or an agreed value basis of cover for your gun

  • Cover at home, gun club, at a shoot, transit to and from a shoot

  • Repair or replacement

  • Accidental damage includes barrel blow-out (many household policies exclude this cover)

  • Alternative hire cost up £250 per year

  • Dedicated pair and set clause

  • Cover for loaning your gun to another member of your association (conditions apply)

  • Option for professional and commercial use

  • Standard gun cover includes accessories up to £750

  • Option to insure scopes, night vision, binoculars etc. (£30 excess)

  • £0 excess on your insured guns (except second hand basis where an excess applies from 10% - 30% depending on age of gun)

  • Cover anywhere in the UK with optional 21 days worldwide extension for an additional premium

  • Sums insured up to £100,000 (for guns individual or total over £100,000 please refer to Newmoon)

Vinyl Records

  • Cover arranged in a pre-priced proposal form with sum insured up to £100,000 (over £100,000 please call).

  • Annual premium starting from just £75

  • Accidental damage, loss and theft cover

  • Cover at home and within UK

  • Sum insured option based on total collection value

  • Individual records over £1,000 in value named on policy

  • £500 search and find support - help from an industry specialist to track down those rare and hard to replace records

  • Excess £50

  • Simple proposal form to be completed

  • Specialist knowledge and partnership with the vinyl record market

Band Aid for Brass Bands

  • Annual premiums from £75

  • Cover on a worldwide basis for accidental damage, loss and theft (options for UK cover only)

  • Cover for instruments

  • Cover for uniforms

  • Cover for sheet music

  • Cover for general band equipment etc.

  • Public Liability £2m or £5m

  • Option for Employers Liability

  • Option for Buildings Insurance including Property Owners liability

  • Option for Trustee Indemnity cover 

  • Option for money cover

  • Policy excess £0 all items except Buildings £250 (subsidence £1,000) and Public Liability £250 (£2,500 USA/Canada)

  • Band Aid support - we give you back money each year!

  • Partners of BBE

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